Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainties and risks. Finance can also be defined as the science of money management. Market participants aim to price assets based on their risk level, fundamental value, and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance.
The amount of energy potentially available from the difference in the salt concentrations of seawater and river water around the world is 1.4 to 2.6 terawatts, or about 20 % of local electricity consumption. This natural process does not produce carbon dioxide or any other polluting combustion emissions, nor does it result in thermal pollution.
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