Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainties and risks. Finance can also be defined as the science of money management. Market participants aim to price assets based on their risk level, fundamental value, and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance.
Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts in a particular country or socio-economic context. The main functions of money are distinguished as: a medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment. Any item or verifiable record that fulfills these functions can be considered as money.
Björgólfur Thor Björgólfsson, explaining the evaporation of paper wealth in the 2008–2009 Icelandic financial crisis (quoted in Iceland's vote gives UK little comfort).
EU-funded scientists successfully developed a system that generates electricity from low-temperature waste heat ranging from 60 to 120 °C. Harnessing low-grade heat should help to significantly mitigate the negative environmental impact of industrial plants.
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