Actuarial science is the discipline that applies mathematical and statistical methods to assess risk in insurance, finance and other industries and professions. Actuaries are professionals who are qualified in this field through intense education and experience. In many countries, actuaries must demonstrate their competence by passing a series of rigorous professional examinations.
Science (from Latin scientia, meaning "knowledge") is a systematic enterprise that builds and organizes knowledge in the form of testable explanations and predictions about the universe.
Science has an important part to play in our everyday existence, and there is far too much neglect of science; but its intention is to supplement not to supplant the familiar outlook.
Arthur Eddington, Science and the Unseen World (1929).
Nearly zero-energy buildings are a major element of European climate policy, and by 2021 every new building has to meet this standard. Hybrid systems that are 100 % renewables will help transform the heating and cooling market, providing improved efficiency and carbon dioxide reductions.
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