Actuarial science is the discipline that applies mathematical and statistical methods to assess risk in insurance, finance and other industries and professions. Actuaries are professionals who are qualified in this field through intense education and experience. In many countries, actuaries must demonstrate their competence by passing a series of rigorous professional examinations.
Science (from Latin scientia, meaning "knowledge") is a systematic enterprise that builds and organizes knowledge in the form of testable explanations and predictions about the universe.
Science has an important part to play in our everyday existence, and there is far too much neglect of science; but its intention is to supplement not to supplant the familiar outlook.
Arthur Eddington, Science and the Unseen World (1929).
In the marine environment human activities and other factors can result in algal blooms and habitat destruction, which may affect people's health and local communities. A common method for assessing the status of water quality is by measuring its optical properties to determine sewage impact, dissolved organic matter, sediment loads or biological activity.
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